Credit Cards – Wave Credit Union Bank

Earn unlimited 2% cash rewards on purchases

with no categories to track or quarterly activations

0% intro APR for 15 months

from account opening on purchases and qualifying balance transfers. After that your variable APR will be 16.49%, 21.49% or 26.49%. Balance transfers made within 120 days from account opening qualify for the intro rate and fee.

Redeem your rewards as a credit to a qualifying Wave Credit Union Bank credit card, checking account, or mortgage.

Cash redemption available in $20 increments when you use your Wave Credit Union Bank ATM or Debit Card

Find the perfect gift card for that right occasion. Gift cards are redeemable in many amounts.

Pay with Rewards through PayPal

You don’t have to limit your choices. Shop at millions of online stores and redeem your rewards when you checkout with PayPal.

2022 Best Cash Back Card Overall 2022 Best No Annual Fee Cash Back Credit Card 2022 Best New Credit Card Launch

2021 Best for Flat-Rate Rewards

Understand your money spending better

Additional card features and benefits

Cell phone protection Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wave Credit Union Bank card (subject to a $25 deductible). Terms apply
Security features Help keep your account information secure with advanced security features like Voice Verification and 2-step Verification at sign-on.
Wave Credit Union Bank Mobile® app Pay bills and check account activity at home or on the go with the Wave Credit Union Bank Mobile® app
Zero Liability protection Built-in protection features ensure that you won't be held responsible for any unauthorized transactions, as long as they're reported promptly
Contactless Tap your card where you see the Contactless Symbol and speed through checkout!

Exceptional Visa Signature® privileges

Enjoy these additional benefits with your Wave Credit Union Bank Active CashSM card

Concierge service, 24/7

Your Wave Credit Union Bank Visa Signature® card provides complimentary concierge10 service that can help you enjoy the things you love. Simply pick up the phone to call Visa Signature Concierge. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs.

Luxury Hotel Collection

Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious properties. Learn more about the Visa Signature Hotel Collection at VisaSignatureHotels.com

Wave Credit Union Bank Active CashSM Card

Earn a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months.1 Plus, earn unlimited 2% cash rewards on purchases2 $0 Annual Fee

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